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In addition, customers for this sort of strategy could have extreme legal or criminal backgrounds. It is necessary to note that different carriers supply a series of concern ages on their guaranteed problem plans as low as age 40 or as high as age 80 - final expense cost. Some will certainly also offer higher face worths, as much as $40,000, and others will certainly permit far better death benefit conditions by boosting the rate of interest with the return of premium or minimizing the variety of years until a full survivor benefit is available