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In addition, clients for this type of plan could have severe lawful or criminal histories. It is very important to note that various providers use a variety of problem ages on their guaranteed issue policies as reduced as age 40 or as high as age 80 - what is the difference between life and burial insurance. Some will likewise offer greater stated value, approximately $40,000, and others will enable far better fatality advantage problems by boosting the rates of interest with the return of costs or decreasing the variety of years until a complete death benefit is available